Important Tips to Fix Inequality in Credit Access in 2024
Financial preparation becomes even more important as the year draws to a close. Now is the moment to evaluate and improve your financial situation because the holidays and the new…
Tags: credit card
3 Mistakes to Avoid When Chasing a Credit Card Welcome Offer
The benefit of paying for expenses with a credit card is that you can earn cash back or bonus points, which essentially makes money free. But there’s another way to…
3 Big Reasons to Consider Credit Card Debt Forgiveness in August
Currently, the average American has about $7,950 in credit card debt. And while this type of high-interest debt is never ideal, it can become even more of a problem in…
How to Qualify for Credit Card Debt Forgiveness: 4 Best Strategies
With the average interest rate on credit cards approaching 22% and the constant pressure of compounding interest, many cardholders are now seeing their balances grow at an alarming rate. Add…
5 Steps to Reduce Your Risk of Credit Card Fraud
The rise in credit card fraud cases highlights the urgent need for robust security measures in the financial industry. As technology advances, so do the methods cybercriminals use to exploit…
Net Worth: What It Is and Why It Matters for Your Finances
Net worth is the difference between what you own and what you owe. It’s an important number that gives you an overview of your overall financial health. According to the…
5 Important Facts About the Crate & Barrel Credit Card
It’s ironic that Crate & Barrel, a home furnishings retailer known for its modern aesthetic, is associated with credit cards that have very little up-to-date information. The perks that come…
How to finance home renovations with a credit card
Using a credit card to finance a major purchase can be a wise decision, as long as you make your payments on time. Not only can you avoid paying interest,…
How to increase your chances of getting credit card debt forgiveness
The Federal Reserve started raising its target federal funds rate in an attempt to slow inflation after it reached its highest level in over 40 years in the middle of…
Tips for reducing your credit card bills by hundreds of dollars
Bigger is most definitely not better when it comes to credit cards and the banks that provide them, at least not in the eyes of the consumer. This is because,…