Top 5 Government Schemes with the Highest Interest Rates in 2025

Top 5 Government Schemes with the Highest Interest Rates in 2025

The Government of India runs many varieties of financial savings schemes to fulfill the wishes of various sections of society. Some of the major schemes include Sukanya Samriddhi Yojana, SCSS, Kisan Vikas Patra, NPS, NSC, and PPF. Investments in government schemes are absolutely secure, with out a threat of dropping money, that is why common human beings accept as true with them a lot. Today, we are able to look at the top five authorities schemes that provide the very best interest rates.

1. Kisan Vikas Patra

Kisan Vikas Patra (KVP) is a government savings scheme that presently gives 7.5 percent interest. With this scheme, your investment doubles in 9 years and five months, irrespective of the quantity you invest.

2. Post Office Time Deposit

Similar to bank FDs, Post Office Time Deposits (TD) provide a 7.5 percent interest on a 5-year term.

3. National Savings Certificate

National Savings Certificate (NSC) is any other government scheme offering 7.7 percent interest. It matures in 5 years, and you could additionally avail of tax benefits below Section 80C of the Income Tax Act.

4. Senior Citizens Saving Scheme

The Senior Citizens Saving Scheme (SCSS) is to be had to people aged 60 and above. It gives 8.2 percent hobby, with a most funding of Rs 30 lakh. This scheme has a period of five years.

5. Sukanya Samriddhi Yojana

The Sukanya Samriddhi Yojana (SSY) is solely for women below 10 years of age. A most of Rs 1.5 lakh may be deposited annually. The government gives 8.2 percent interest in this scheme designed for daughters.

Share This Post